We were just thinking, ’the world of toaster innovation has gone a bit quiet of late’, and then three major domestic bread-heating advances drop on our desks.First up is the ’bacon butty toaster’. Following last year’s Toast N Egg a toaster with an egg fryer unceremoniously bolted onto the side the boffins at Tefal have put their scientific learning to best use by devising the Toast N Grill. This is an all-in-one toaster and grill, filling the gap in the market for those people who are unable to face the arduous task of operating a grill and a toaster at the same time.Next is the ’slotless toaster’, which, for a mere $90 in the US, allows you to toast without having to lift your bread out of a slot. It features a 10.25 x 7-inch heated surface the obvious failing being that you have to turn your toast over to brown both sides. One gadget website aptly described it as “much like your existing toaster, only less useful”.Last but not least literally the ’Wallace & Gromit’ of the toaster world. Devised by former art student Yuri Suzuki, this all-in-one breakfast device, which cost £900 to assemble, can spread butter and jam onto toast, fry omelettes, freshly-squeeze orange juice and even freshly grind coffee beans. Surely the last word in toasting? Tefal, take note.
Google+ Pinterest Facebook The Rochester Schools have suspended all in-class instruction and suspended their athletic programs through August 24.E-learning will take place instead, and devices for learning online can be picked up by parents at the student’s school building Tuesday from Noon to 4 p.m., and Wednesday from 7 a.m. to 4 p.m.Thursday marks the beginning of e-learning classes.The schools made the decision after consulting with the Fulton County Health Department. In a statement Monday, school officials cited “the actions of a few” that prevented in-class learning — alluding to a number of students who attended end-of-summer celebrations. Twitter The Rochester Schools will begin their year online CoronavirusIndianaLocalNewsSouth Bend Market By Tommie Lee – August 3, 2020 0 348 WhatsApp WhatsApp Google+ Twitter Pinterest Facebook Previous articlePlanet Fitness makes a change to their mask policyNext articleDump truck crashes into Miller’s Flea Market in LaPorte County Tommie Lee
BRASILIA, Brazil (AP) — Lawmakers supported by President Jair Bolsonaro have been elected to head both houses of Brazil’s Congress in a major victory for the conservative leader’s effort to fend off a potential impeachment effort. In the most crucial decision Monday, Arthur Lira of the center-right Progressive party was chosen as speaker of the Chamber of Deputies with 302 votes against 145 for his main adversary. Any impeachment move would have to start in the lower house. Hours earlier, senators elected Rodrigo Pacheco of the center-right Democrats party as the Senate president, giving him 57 out of 78 votes. Opponents of the president have been staging street demonstrations to demand his ouster over his handling of the COVID-19 pandemic, which has hit Brazil hard.
Leslie Odom Jr. from $149.00 Fresh off of his first Tony win, solo album release and celebrating Hamilton’s whopping 11 2016 Tony wins, Leslie Odom Jr. stopped by CBS This Morning on June 14. He had his shiny Tony in tow, simply because he has not been home to his apartment since Broadway’s biggest night. “I’m still taking in the moment,” he said. “There was a little bit of talk on social media—’They should postpone the Tonys,'” he said. “I think that joy in the face of something like that is in its own way a protest.” Watch the full interview below! View Comments Hamilton Star Files Related Shows Leslie Odom Jr.
U.S. Labor Department: Coal mining employment fell to record low in 2018 FacebookTwitterLinkedInEmailPrint分享West Virginia Public Radio:It’s been two years since President Donald Trump took office and began rolling back environmental regulations on the coal industry. At a November rally in Huntington, West Virginia, the president took credit for a coal comeback in front of a cheering crowd.But federal data about the industry tell a different story. Mine operators and independent contractors are required to report regular employment information to the Department of Labor’s Mine Safety and Health Administration, or MSHA. Preliminary figures for 2018 show 80,778 people were employed by mine operators and contractors. That’s a record low, and about a thousand fewer than were employed by coal in the last year of the Obama administration.Nationwide, coal plant retirements neared a record high, and overall coal production dropped to the lowest level in nearly 40 years, according to the U.S. Energy Information Administration, a non-partisan government agency that tracks energy trends.The Trump administration has leaned heavily on the U.S. Environmental Protection Agency to try to boost the region’s coal industry. In March 2017, Trump signed an executive order that kicked off an in-depth review of a series of environmental regulations. Since then, the administration has proposed a series of regulatory rollbacks aimed at helping struggling coal plants and operators.But many industry analysts believe Trump’s looser environmental rules have not helped the industry. “So, we had some pretty significant regulatory rollbacks in 2018,” said Trevor Houser, a coal analyst at the independent research company Rhodium Group. “And yet, 2018 was a record year in terms of coal plant retirements.”Across the Ohio Valley, utilities announced more coal power plant closures in 2018. After Ohio-based FirstEnergy Solutions declared bankruptcy, it announced it would close two coal-fired power plants, one in Pennsylvania and one in Ohio. Another of its plants in West Virginia will close by 2022. Another major utility, American Electric Power, announced it was moving up the closure date for some units in its Conesville plant in Ohio to 2019.A report by the Institute for Energy Economics and Financial Analysis, an energy think tank, found cost is the biggest force in coal’s decline. Renewables and gas-fired generation continue to provide a cheaper and more flexible alternative.More: Coal comeback? Coal at new low after two years under Trump
By Dialogo June 24, 2010 Christopher “Dudus” Coke, a Jamaican alleged druglord wanted to face trial in the United States, has been captured on the Caribbean island after a manhunt sparked bloodshed last month, police said. “The security forces wish to confirm reports that Christopher Lloyd Coke, for whom police is holding a warrant of arrest regarding extradition proceedings, was arrested this afternoon,” police commissioner Owen Ellington said. Local church leader Reverend Al Miller earlier told reporters he “helped in the process to hand over Coke.” Miller has helped in negotiations to ease tensions after a nearly week-long assault last month on a slum to capture Coke left 73 dead and divided the island nation. Jamaican police backed by troops descended on Coke’s stronghold of the impoverished Tivoli Gardens slum last month seeking to arrest him. Coke is wanted in the United States on drug trafficking charges, but he is also hailed by many residents as a Robin Hood figure who offers security and small-time jobs on some of the world’s toughest streets. Despite heavy security, house-to-house searches and a bloody shootout between security forces and armed Coke supporters, he managed to evade capture, amid rumors that he was either being sheltered on the island or had fled. Ellington had pledged a thorough investigation of all allegations and vowed to find Coke. But the unrest which saw the government declare a state of emergency left downtown Kingston deserted for days, and trapped many people in their homes with no food and water, as gun battles raged on the capital’s streets. Pictures of decaying corpses, masked gunmen and a fugitive drug don were a blow to Jamaica’s tourist image and home of late reggae star Bob Marley. Kingston has long had the dubious distinction of being one of the world’s murder capitals, and most tourists simply pass through the airport heading for its renowned beaches especially on the north coast. Tourism has been one bright spot in the economy since the island gained independence from Britain in 1962. After a slowdown during the financial crisis, Jamaica welcomed more than 200,000 tourists in March for the first time over a one-month period, according to the Tourism Board. In 2009, more than 1.8 million tourists visited Jamaica, which itself is home to only 2.8 million people, according to the board’s figures.
Plenty of CEOs and Boards act as if nothing has changed in the 70+ years since their credit union was founded, and that it will probably continue along as it has for another 70+ years. I’d tell them they might not want to get too comfortable, because these four facts just might shake up their plans for the future:1. Millennials now outnumber Boomers. According to the US Census Bureau, Millennials (born between 1982 and 2000) now number 83.1 million and represent more than a quarter of US population, while Boomers clock in at a measly 75.4 million. Which group will be more important for future loan growth, I wonder? Perhaps even more interesting, 44.2% of those Millennials are part of a minority race or ethnic group (other than non-Hispanic/white), and this trend promises to continue as over 50% of the youngest Americans (under 5 years) are as well. If your CU looks to grow, you probably need to build a strategy based on your future members, not their grandparents.2. One of three workers is actually a freelancer.As American companies continue to shed payroll and benefits costs, more people have turned to freelance, part-time and temporary jobs. Today, over a third of the workforce is independent, and experts are predicting that number to hit 40% by 2020. What does that mean to your bottom line? Your credit process for auto, personal and small-business loans may be obsolete and need to be modified to work for a member that freelances. It also means you are vulnerable to competition that understands this market. Companies like Uber are filling the gap on auto loans for people without great credit scores, approving their freelance drivers to not only buy a car through the company, but also making their monthly payments out of the fares they collect for them.3. Equal rights come in a rainbow of colors.With the SCOTUS decision, same sex marriages can no longer be outlawed by any state. Advocates will continue to push to add sexual orientation and gender identity to civil rights laws, in order to also protect LGBT individuals from discrimination. If you haven’t already, Credit unions and their CUSOs should review your processes, policies, and applications for potential conflicts. Marketing materials should be reviewed for both wording and imagery that welcomes all, not alienates some.4. Pot-Biz banking is not only possible, it’s probable.23 states have legalized marijuana for medical purposes. Four states and the District of Columbia have legalized recreational pot, and at least 10 other states are considering some form of legalization. It has been estimated that there are at least 2,000 to 3,000 dispensaries nationwide, plus untold numbers of growers, edibles manufacturers and other small businesses that have formed around the multibillion dollar, mostly cash-based, marijuana industry. The Treasury Dept. and Dept. of Justice have issued guidelines that say they would not target banks working with marijuana-related businesses that are legal and regulated on the state level, but since marijuana is illegal under federal law, financial institutions are still wary. Look for that to change, as potential tax revenues change politicians’ minds and the law. For now, if you live in one of the 27 states previously mentioned, your state-chartered CU might actually be well-positioned to help this market.Social change happens. Sometimes (relatively) quickly. And while no Strategic Plan can foresee the future, it can be built with the flexibility to adapt.Just be sure you go into the future with your eyes open. 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Kent Dicken Kent is CEO / Founder of iDiz, a full-service agency focused on Branding, Websites, and Big Ideas for credit unions that want to grow. He is also one of the authors … Web: cuidiz.com Details
6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr A federal district court has entered final judgment in financial institutions’ class action over the 2013 Target Corp. breach, pushing the final tab Target will pay to $59 million.Parties reached a $39 million settlement in December to resolve the dispute over the breach, which exposed some 40 million credit and debit cards and the personal data of up to 110 million consumers to potential fraud. The full cost to financial institutions has yet to be determined. The final judgment, entered last Friday, adds attorney’s fees and payments to class representatives.Carrie Hunt, NAFCU’s executive vice president of government affairs and general counsel, while praising plaintiffs’ win, emphasized that a real solution on merchant data breaches involves national data security standards for everyone in the payments chain.“In the nearly three years since Target’s huge data breach, consumers remain extremely susceptible to cyberattacks,” said Hunt. “We continue to urge Congress to protect consumers’ financial information by enacting national data security standards for retailers and holding them directly accountable for their data breaches. continue reading »
A medical worker from the hospital who refused to give her name confirmed that the facility lacked standard protective gear and that she wore only a raincoat and a surgical mask.“Surgical masks are reserved for those who work in the emergency unit. The rest of us wear only fabric masks. The local health agency has yet to distribute the protective gear,” she said.Some medical workers have fallen victim to COVID-19. The Indonesian Medical Association (IDI) announced over the weekend that five doctors had died of the illness. In addition, a nurse died of the virus on March 12.Indonesian Nurses Association (PPNI) chairman Harif Fadhillah said nurses across the country had expressed concern about working without proper protection while handling patients with COVID-19. (aly)Topics : Another Twitter user @andinadwifatma posted on Monday afternoon a picture of her 62-year-old mother, a pediatrician in Jakarta, reporting for duty wearing a raincoat.“She has refused to see her family for a week [to protect them from potential coronavirus infection]. We only communicate through video calls. Sending love and my respect to all health workers,” she wrote. Indonesian companies have been working to make up for the shortage of protective health equipment for medical workers treating COVID-19 patients.Indonesian Textile Association (API) deputy chairman Anne Patricia Sutanto said on Monday that the members of the association were ready to produce more protective gear and masks to fulfill the high demand.Some textile companies have already switched to producing masks and protective gear. Even though the products have yet to be medically certified, Anne said that all members of the API had ensured their quality.“The product is waterproof, windproof, antivirus and antibacterial. It’s better than a raincoat,” she said.The association has been working with the Indonesian Filament Yarn and Fiber Producers Association (APSyFI) to source the chemical materials needed to make the suit antiviral and antibacterial.APSyFI head Ravi Shankar said the material needed to produce masks and protective gear was available in the country. “[Indonesia is] able to produce antimicrobial suits with water-repellant coating and medical-grade fiber. We’re waiting for [the fiber] to get tested and approved,” he said.On Monday, Indonesia received thousands of medical supplies from China. They were transported from Shanghai on a military aircraft that landed at Halim Perdanakusuma Air Force Base in East Jakarta.According to the National Disaster Mitigation Agency (BNPB), the government has distributed about 40,000 pieces of protective equipment to the Jakarta administration and another 100,000 to regions in Java and Bali.The Central Java administration has independently produced its own hazmat suits for certain medical personnel.Using spunbonded polypropylene, the Moewardi General Hospital in Surakarta says it is able to produce 200 to 250 hazmat suits each day.Civil society groups have used digital crowdfunding for the purchase of protective health equipment for medical personnel.As of Monday, crowdfunding platform Kitabisa had recorded a total of 513 campaigns for COVID-19 mitigation initiated by public figures, NGOs and members of the general public, with total donations amounting to Rp 24 billion (US$1.4 million), Kitabisa spokesperson Fara Devara said.Since mid-February, Indonesia’s health workers, doctors and nurses have been working overtime to treat COVID-19 cases despite many of them having inadequate protection. Many of the medical workers wore only plastic raincoats modified to approximate hazmat suits.Even after the efforts of various stakeholders, protective equipment is still not evenly distributed. Twitter user @is_pelssy posted pictures on Tuesday of medical workers at the Masohi General Hospital in Central Maluku Regency – which treats people under general monitoring for COVID-19 – wearing makeshift protective gear.“It’s sad to see [these medical workers] wearing only raincoats and duct tape,” he said. @is_pellssy and @andinadwifatma were two of many who posted pictures of medical workers wearing raincoats. Also circulating on social media were posters of hospitals and community health centers (puskesmas) looking for aid to alleviate a shortage of protective gear.Twitter user @cunggun wrote that the Ibnu Sina Private Hospital in Bukittinggi, West Sumatra, was lacking protective gear and that medical personnel had to handle patients while wearing raincoats. However, she tweeted again on Monday night saying that her mother had finally received the proper protective health equipment.Update nih gaes, alhamdulillah malam ini ibuku udah praktik pakai APD lengkap. Semoga tempat praktik yg satunya nyusul dan semua RS se-Indonesia punya stok APD cukup. Aamiin! pic.twitter.com/rf1ZZgfTUC— Andina Dwifatma (@andinadwifatma) March 23, 2020
Internal risk models could help clear up differences of interpretation on investment policies under the current ‘prudent person’ approach between pension funds and Dutch regulator De Nederlandsche Bank (DNB), according to Tjerk Kroes, chairman of the committee for alternative financing arrangements for the housing market.Stef Blok, the minister for Housing and Government Services, recently asked Kroes to assess whether the DNB’s supervision hindered investment in non-regulated rental property in the Netherlands.In a letter responding to Blok, Kroes said he focused on the importance of internal risk models after holding talks with the three largest pension funds – ABP, PFZW and PMT – as well as the supervisor.He said the DNB was willing to discuss the application of internal risk models and suggested they could reduce differences of interpretation on parameters for investment. In the opinion of pension funds, the caps for returns on alternative investments, such as non-listed property, private equity and infrastructure, have been a problem, Kroes said.“After costs, only a risk-free return remains, whereas these investments carry greater risks,” he said.The chairman added that internal risk models could be useful for assessing whether real and matching assets would fit in the investment mix for inflation-proof pensions under the future hybrid pensions contract.Kroes emphasised that the government should be willing to adjust its own policy to increase the attractiveness of local investment for pension funds.As an example, he recommended relaxing the current rules for the sale of blocks of rental property, as well as allowing an inflation compensation on loans to building societies.Bram van Els, spokesman for the €90bn asset manager MN, pointed out that the application of internal risk models was already possible.“But, because of the often rigid interpretation of the prudent person [rule] by the DNB – in particular, on illiquid investments – many schemes have ceased submitting their models,” he said.In his opinion, Kroes’s letter should generate debate about the issue.The €145bn asset manager PGGM said it was assessing the options of taking over rental property from housing corporations.According to its spokesman, this would approximate a matching asset.“However, these assets are already subject to extra solvency conditions,” he said.“Internal risk models might be a better fitting solution in this case.”Harmen Geers, spokesman for the €337bn asset manager APG, stressed that the prudent person principle in itself offered “welcome leeway” for pension funds to optimise the risk/return ratio at portfolio level.“In the case of an internal risk model – to be approved by the DNB – schemes are responsible for the portfolio construction,” he said.“Within this framework, they can decide on the exact allocation. This way, the freedom of investment under the prudent person principle could remain.”