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Apple Pay vs Samsung Pay vs Google Pay How to choose

first_img Google Pay 99+ $899 Apple Aug 31 • Your phone screen is gross. Here’s how to clean it Authentication Best Buy Credit, debit, loyalty and gift cards Now playing: Watch this: 41 countries worldwide 29 countries worldwide Android phones with NFC and HCE support running KitKat (4.4) or higher Availability (see note below) Which one wins? Ultimately, choosing one of these payment systems is tied to your ecosystem and availability in your location. For Apple users, your only choice in the real world is Apple Pay, while Android users must use Google Pay. Samsung owners can choose between Samsung Pay or Google Pay — you can have both on your phone, but you will need to set one as the default and change that setting if you want to use the other. For sheer compatibility across the widest range of terminals, Samsung Pay wins because of MST technology. But paying in supported apps and websites is most seamless with Apple Pay, and Google Pay offers the most flexible way to pay friends, regardless of what phone they use. Editors’ note: This article was previously published on June 12, 2018. It is consistently updated with new information.Best phones of 2018: CNET editors pick the phones with the best cameras, screens and battery life. Mobile payments in the US still suck: Here’s why. iPhone X vs. Galaxy S9 Plus: Photos from our comparison Best laptops for college students: We’ve got an affordable laptop for every student. Best live TV streaming services: Ditch your cable company but keep the live channels and DVR. $899 Aug 31 • Verizon vs AT&T vs T-Mobile vs Sprint: Choose the best 5G carrier FaceID or fingerprint Now playing: Watch this: Where can you use? Works with NFC, magnetic stripe or EMV terminals, in-app purchases Samsung Galaxy phones since the Galaxy Note 5, Gear Watch and Gear Watch Active, Gear S2 and S3 Comments Credit, debit and loyalty cards 24 countries worldwide Apple Pay 4:32 Apple Pay vs. Samsung Pay vs. Google Pay See It Apple Pay is available for browser payments in Safari, and you’ll need to authenticate with your fingerprint or FaceID. You can do this from an iPhone or iPad; a MacBook Pro with fingerprint support; or a Mac and verify with an iPhone or Apple Watch. Google Pay offers browser payments as well in Chrome, Safari and Firefox, but not many online stores use it yet. Samsung Pay and Google Pay work on the 340,000 sites that use Visa Checkout, if you’re shopping from your phone. Chase Pay users also have the option to link their wallets with Samsung Pay.All three services also work when checking out in several apps. Advantage: All three apple-pay-cashCheck your Apple Pay Cash balance through the Wallet app. Jason Cipriani/CNET Peer-to-peer payments Apple Pay and Google Pay are the only two services that let you pay friends. Samsung Pay does not currently have a peer-to-peer option. With Apple Pay Cash, you can send money to contacts with Apple IDs through iMessage. Unfortunately, that means you’re cut off from anyone who doesn’t have an Apple device. Money can be stored on your virtual card in the Wallet app or you can withdraw to your bank account. Apple Pay Cash is only available in the US for now. You can pay any phone number or email address from the Google Pay app on iOS, Android or from the desktop interface. (This was previously found in the Google Pay Send app.) Like Apple Pay, you can keep a balance or withdraw to your bank account. Paying friends through Google Pay is available in the US and coming soon to UK users.Advantage: Google Pay $611 Fingerprint, PIN, pattern or password See It Wide variety of banks: full list here Apple iPhone X Wide variety of banks: full list here; PayPal Amazon Wide variety of banks: full list here; PayPal Works with NFC terminals, in-app and web purchases Tags Preview • iPhone X: We’ve already got one. Here’s what it’s like. With regards to availability, once you’ve added your cards to one of these mobile wallets you should be able to use them in any country that accepts contactless payments, as long as you would normally be able to use your physical card in that location. In the case of Samsung Pay, that also includes any terminal with a magnetic card reader.When you make a transaction with Samsung Pay, you’ll see a transaction notification pop up. Lexy Savvides/CNET Technology and availability Apple Pay and Google Pay use NFC, or near-field communication, to power contactless payments. Just tap your phone to a compatible terminal and the transaction is complete. Samsung Pay uses NFC and a technology called magnetic secure transmission (MST). When you hold the phone against any terminal, it emits a signal that simulates the magnetic strip on a card. This means it works with pretty much all terminals, without the merchant having to update their point of sale systems. The one situation where MST won’t work is when you need to insert a card into a slot, like at a gas station. Offline payments are also supported on all three platforms, so you can make a limited number of transactions if you have no cell or Wi-Fi signal. You are also able to use these mobile wallets to tap and go on public transit systems in various cities around the world.Advantage: Samsung Pay Security Mobile payment systems use a method called tokenization to keep card details secure. Once you add your cards to the app, it generates a virtual account number and your real card number is never given to the merchant. When you tap your phone to make a payment, it sends the tokenized card number and a cryptogram that acts like a password. The card network then verifies and processes the payment. Apple requires you to authenticate using TouchID (fingerprint), FaceID or PIN before a payment can go through. Samsung requires an iris scan, fingerprint or PIN to confirm purchases. But Google Pay only needs your phone to be unlocked with fingerprint, password, pattern or PIN before transactions can go through. If you lose your phone, all three allow you to remotely wipe the device which will also remove all your card details. Advantage: Apple Pay (though TouchID is still more convenient than FaceID) google-pay-on-three-screensThe Google Pay interface on a phone. Google Other ways to pay You’re not only tied to the phone. Here’s how you can also use them: Apple Pay: Apple Watch (in stores); on the iPad and Mac (for online purchases). Google Pay: on some Android Wear watches. Samsung Pay: Galaxy Watch, Galaxy Watch Active, Gear Sport, S2 and S3 (but MST support is only available on the Gear S3). Mobile payments are a mess. Here’s why See it Review • iPhone X review: This iPhone XS predecessor is still a contender $949 Mentioned Above Apple iPhone X (64GB, Space Gray) Which banks? Samsung Pay Mobile payments comparison See It CNET may get a commission from retail offers. Compatible devices 7:31 38 Photos Boost Mobile Apple iPhones since the SE, Apple Watch, MacBook Pro with TouchID, iPads since 5th generation, iPad Pro and iPad Mini reading • Apple Pay vs. Google Pay vs. Samsung Pay: Mobile payments compared Cards Aug 31 • iPhone XR vs. iPhone 8 Plus: Which iPhone should you buy? Fingerprint, PIN or iris Works with NFC terminals, in-app purchases and web purchases in Safari • See All Mobile payments could soon make your wallet obsolete by allowing you to pay with just the tap of your phone or smartwatch. But they’ve had a slow roll-out and not all options are made equal. The three most established systems are from Apple, Samsung and Google, although some wearables from brands such as Garmin and Fitbit also offer their own payment systems. So how do Apple Pay, Samsung Pay and Google Pay compare, and which one is more widely accepted right now? Share your voice Credit, debit, loyalty and gift cards Aug 31 • iPhone 11, Apple Watch 5 and more: The final rumors Fitbit Target Apple Pay Garmin NFC Google Samsung Apple Phoneslast_img read more

Internal Docs Show Police Still Focused On Stats to Evaluate Officers

first_imgThe internal email obtained by the AFRO is crisp and to the point. A Baltimore police lieutenant orders subordinates to submit statistics every two hours recounting the number of car stops, warrants and citizen contacts for each officer under their supervision.  It is a demand for an immediate statistical tally of what an officer does, or does not do while on the job.“Starting today, every 2 hours you are to collect stats from each officer” the lieutenant writes.  “If you have an officer that gives you nothing,” the email continues, “then give that officer specific direction of what you need from them.”The email then lists a variety of activities that supervisors should measure and submit for evaluation including checking in on residents on the city’s gun offender registry and initiating field interviews.It’s a document that suggests the Baltimore Police Department has not completely forsaken statistics as a metric for measuring officers.  It’s a controversial strategy tied to past policies like Zero Tolerance that makes some law enforcement experts leery and has been at the heart of the criticism of contemporary policing as far too dependent on numbers.Baltimore police spokesman T.J Smith confirmed the authenticity of the email, but says it is well within the purview of a commanding officer to manage his staff as he or she sees fit.“This was sent by a commander of a shift who has the ability to command his officers in the manner in which he sees appropriate,” Smith told the AFRO in an email.“Officers should be constantly focused, and he is holding them accountable to that. The commander is following up on his direction by asking for information to confirm that his direction is being met.”But other law enforcement experts say the policy hearkens back to statistics driven policing that departs from recent efforts by the department to reconnect with residents, especially in the aftermath of a damning report by the Department of Justice that found the Baltimore police had engaged in discriminatory and unconstitutional tactics.“When your strategy is stat driven, it can separate the officer from the community because policing becomes all about numbers,” said Sgt. Louis Hopson, the lead plaintiff in a landmark civil rights lawsuit against the BPD.“I think it shows that they don’t have a comprehensive city-wide plan to address crime, this is just going back to old dynamics,” Hopson added.Indeed, the memo seems at odds with recent remarks by Police Commissioner Kevin Davis about the department’s long-term strategy. Particularly when he announced the formation of a team focused on targeting repeat offenders. Davis justified the move, in part, by citing an overworked patrol division constantly answering calls for service, a division he characterized as hardly in need of statistical monitoring.But Smith defended the email arguing it does in fact jibe with the direction of the agency, especially the email’s focus on taking guns off the streets.“This commander reiterated the focus- gun offenders (and) wanted persons and activity,” Smith said. “I think this is certainly one of the areas of direction the Commissioner has been focused on.”Some say an emphasis on producing statistics could have unintended consequences. Doug Colbert, law professor at the University of Maryland’s Francis Carey School of Law, said the memo’s ambiguous wording could leave officers confused and prone to generate numbers that don’t always produce the best results.“It’s a poorly worded memo that could be interpreted that command is not pleased with what officers are doing and expect them to do more,” Colbert explained, after reviewing the email.“But they’re not saying we want you to have more conversation with the community, this is more punitive type of law enforcement.”last_img read more

Suitable options to pair with your wine

first_imgWine and food pairing is not that difficult as it sounds. One just needs to keep in mind that the selection of wine must compliment the taste of food ordered, say experts. Experts share tips on most suitable options to pair with your wine. -One can pair their favourite wine with other delicious food too. The most common food items that you can pair your wine with is pizzas, pastas, salads, burgers, pies, seafoods to name a few. These are some of the food items that we eat on any normal day, so we should also be thinking of pairing our wines with them. Also Read – Add new books to your shelf-One must remember the thumb rule for wine and food pairing; white wine compliments white meat and red wine is great with red meat. -Cabernet Sauvignon is indeed the undisputed King of red wines. France, Italy and Napa Valley are the best producers. You can pair your spicy meat pizza with a Cabernet Sauvignon or a Pinotage and is also best paired with red meats like black peppered tenderloin and lamb chops in five spices. -Veg pizza would brilliantly go with Merlot. The idea is to not overpower the wine but to blend in. One can also try pork loin, slow cooked lamb stew and shepherd’s pie with a good Merlot. Merlots are normally light to medium bodied and often are blended with other grapes. France and Italy are top producers. Also Read – Over 2 hours screen time daily will make your kids impulsive-Pinot Noir, one of the most versatile red grapes, best produced in France, United States and Germany. It is generally paired with food having strong earthy flavours. Try it with mushroom and greens with tofu in soya sauce, spaghetti bolognaise or a grilled salmon. -Similarly, you could have your red sauce pasta with a Shiraz, medium bodied grape with a hint of tannin is best produced in France, Australia and Spain. This can also be paired with roast lamb, grilled beef and lamb chops. -Sauvignon Blanc or Rose would go well with salads and also with mussels, char grilled lobsters, tajine and creamy tuscan chicken. -If seafood is your soul food, then the go to wine is Chardonnay, one of the most popular white grapes, or a riesling or a sparkling. -Another favourite food and wine pairing is the Indian street food. Try a pani puri with a Chenin Blanc or a samosa with Riesling. Try the quintessential tikki chat with a Cabernet Sauvignon or Pinot Noir.-Chenin Blanc has floral aromas, mostly young wines are produced in Loire Valley. Have it with shish taouk or risotto with chicken and scallions.last_img read more

Samsung Shows Off Foldable Phone With Infinity Flex Display

first_img 4 min read This story originally appeared on PCMag Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global Growing a business sometimes requires thinking outside the box. Samsung today finally showed off its foldable phone: a device that can convert from a handset to a mini tablet through the use of two displays.The device uses what Samsung calls an Infinity Flex Display and functions like a book. When closed, it resembles a compact smartphone. But open it up for a 7.3-inch flexible display, which Samsung says will support three active apps at once.Samsung did not announce a launch date or pricing, saying only that the Infinity Flex Display will begin mass production in the coming months.”We’ve been living in a world where the size of your screen can only be as large as the device itself,” Samsung VP Justin Denison said at the company’s developer conference in San Francisco. “Well, we’ve just added a new dimension.”It’s a phone… It’s a tablet… It’s a phone that unfolds into a tablet! #SDC18 pic.twitter.com/FgwpJPjqTn— SAMSUNG DEVELOPERS (@samsung_dev) November 7, 2018The company unveiled the device at the event in a bid to entice third-party companies to begin designing apps for the radical new product.Getting that support is crucial. The bending effect means the device will have to change the screen’s aspect ratio when moving from phone to tablet mode. One big backer has already signed on: Google said today that its Android OS will support foldable phones through upcoming user interface changes.The Korean vendor isn’t giving the press a good look at the foldable phone. But in an afternoon session at the conference, Samsung revealed some specs for the concept device. The flexible display inside has a 1,536-by-2,152-pixel resolution, while the smaller “cover display” measures at 4.5 inches and has an 840-by-1,960 resolution.Samsung has also been working with Flipboard on designing its news app to work with the foldable phone technology. During the sesson, Flipboard’s vice president Claus Enevoldsen showed off some of the results. In phone mode, you can scroll through the news app like normal. But when you find a section that catches your interest, you can switch into tablet mode to see more of the content.The ability of the larger display to support three active apps at the same time will be a key feature for the device, Samsung principal engineer Jisun Park said during the session. For instance, you’ll be able to watch a YouTube video, browse the web and see messages from your friends, all on the same screen. (He also noted that when you open the phone, the smaller cover display will shut off.)On the hardware front, Park said his company is still determining the device’s exact specs, so the end product could be different than what Samsung revealed today. “We are still trying to find the best experience as well, so it will evolve,” he added.During the conference, Samsung also previewed other upcoming screen technology that can cover most of the device, and eliminate the intrusive notch for a smaller cutout. That’s good news for anyone who hates a big notch. Outside of manufacturing its own phones, Samsung has also supplied displays to smartphone companies, including Apple.The Korean vendor isn’t the only vendor working on a foldable phone. Huawei is working on one, too. And last week, a little-known startup called Royole also introduced the Flexpai, which it plans on selling in China next month. We had a chance to try it, but weren’t totally sold. Time will tell if Samsung can offer a better take on the technology and convince consumers to buy it.”Samsung needs to focus on perfecting a few killer use cases when a product does come out,” said industry analyst Patrick Moorhead in a tweet. “Spray and pray won’t work here.” November 8, 2018 Register Now »last_img read more