By Geraldine Cook/Diálogo November 06, 2017 A unique academic environment pervades the halls of the Peruvian Air Force (FAP, per its Spanish acronym) Air War College. The school has high standards of quality and is educationally demanding for FAP officers. In its classrooms, students pay close attention and take notes on national defense and security, strategic planning, military operations, and civilian interaction, among other topics. They take on a great responsibility as they prepare to be the institution’s new leaders. “The academic level has been stupendous, really good professors,” said FAP Colonel Pablo Patrón, air defense specialist and student in the High Command Program (PAM, per its Spanish acronym). “The academic level is higher. It helps us understand how the state apparatus evolves, which propels us into public administration.” The yearlong PAM targets colonels who have the best chance at promotion, so they can fine-tune their knowledge on strategic design, planning, training, and execution within the military realm, while allowing them to analyze the domestic situation to resolve conflicts. “Our objective is to train all the FAP officers of different ranks, so that they are qualified for any position and can lead our institution when they finish their studies,” said FAP Major General César Augusto Fernández Corbetto, commandant of the school. “We want officers to be trained and leave here as prepared as possible. [We want] those who graduate to be as well trained as possible and for them to make the best decisions in their assignments.” The school The Air War College was founded in 1946, and officially inaugurated in 1947, three years before the official inception of FAP. It has operated on different military premises in Lima, Peru, but has maintained its own facilities in the district of La Molina since 1991. As Peruvian military aviation was still being developed, U.S. Air Force Colonel Robert C. Orth acted as the original commandant of the school from 1947 to 1948. The first class of officers graduated in 1950. The academic institution has an average of 250 students, including officers from the country’s other military branches. The students are selected by their respective units and assigned to academic work full-time for one year. The teaching staff comprises active and retired military members and civilians. “This school is highly sought after,” Maj. Gen. Fernández said. He explained that of an average of 80 prospective candidates each year, only 28 officers are admitted. The academic programs are divided into different areas, and the Peruvian Ministry of Education is in the process of accrediting it as an official school of higher education. The area of Military Doctrine, for example, includes PMA, the Command and General Staff Program (PCEM, per its Spanish acronym), the Service Officers General Staff Program, and the Tactics Program. In addition to being certified in their respective areas of specialization, PMA and PCEM students graduate with a master’s degree in Aerospace Doctrine and Administration from the National University of San Marcos, Peru. Other certification courses are offered as well, such as Accident Prevention and Investigation, Aviation Medicine, and Psychology, among others. The school also has academic internships with other institutions, both domestically and internationally. Officers from Argentina, Brazil, South Korea, and other countries have attended its classes. “Interacting with other forces is very important,” said Col. Patrón, who has completed nine months of studies and is attending classes with his counterparts from FAP and other Peruvian forces. “Although we are from the same country, under the same flag, and speak the same language, we do have some differences, but sharing experiences with them is very enriching,” he said. Quality education “It’s a great responsibility to be a professor at the Air War College. The officers come here with a high degree of knowledge and a vast amount of experience leading large units in the organization,” said Edward Pino Hurtado, faculty advisor and PAM coordinator. “We attach great importance to the evaluation of students in decision making and the critical analysis that they carry out during the planning process. This is complex and difficult, but it is fascinating and important.” Pino said that the academic programs are vital to the officers as they allow them to advance in their military careers. “Students who come here have many incentives; they’re thinking about their future and their profession.” FAP Major Nadia Maycook, a PCEM student, is motivated by such a future. Three months after graduating, Maj. Maycook has honed her knowledge on planning and operational application of aerospace power in war processes. “We put into practice all the tools and the resources we have to implement during war,” she said. “Operationally, I am learning things you don’t see every day in an administrative unit.” Maj. Maycook is part of a class of 32 students, including four women. “We are past the difficult phase of working as women and men,” she said. “At first, the change was more difficult for [the men], and the experience was the more difficult part for us, but not anymore, we don’t have any difficulty working as a team.” For FAP First Lieutenant Cristian Medina, a helicopter pilot and Tactics Program student, the course has given him enriching experiences, especially in the study of military doctrine. “This is the first time we are seeing doctrine in an assertive manner, with people who are specialized in resolving issues based on their knowledge and, more than anything else, based on their experience.” Sitting in his classroom with 37 of his fellow students, ready for the start of the day’s academic session, 1st Lt. Medina said that, in addition to the academic part, the relationship between the 38 students in the class has been essential. “You are with a lot of people, and each person is like a different world. So, you also learn what living together and working as a team means,” he said. “I am a helicopter pilot based in operations, and I am learning how others perform in their areas.”
5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Christine DiGangi, Credit.comAbout 6.5 million mortgage borrowers could qualify for and benefit from refinancing their home loans, according to the “Mortgage Monitor Report” from Black Knight Financial Services, which could translate into massive savings for those consumers.The report, based on May 2015 data, puts the total potential annual savings at $20 billion, with as many as 3 million borrowers saving at least $200 a month in mortgage payments.The vast majority of homeowners could realize these savings through traditional refinancing, the analysis showed, while roughly 450,000 homeowners would be eligible for lower interest rates on their home loans through HARP, the Home Affordable Refinance Program. HARP is geared toward borrowers whose homes have declined in value, therefore preventing them from securing traditional refinancing.Black Knight arrived at these figures by analyzing borrower and mortgage data, specifically the 30-year fixed-rate loan. In a news release about the analysis, Black Knight noted that rate fluctuations could change borrowers’ ability to save. continue reading »
6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Like it or not, government rules and initiatives have an impact on your credit union. This week – in addition to updates on upcoming regulations related to payday loans, electronic checks, military lending and Dodd-Frank – we consider White House cybersecurity czar Rob Joyce’s suggestion to retire Social Security numbers in favor of a more modern approach to identity. Once again, change rules.White House: Is It Time to Retire Social Security Numbers?PYMNTSWill the government ditch Social Security numbers in favor of a “modern cryptographic identifier?” Rob Joyce, White House cybersecurity czar, thinks Social Security numbers may be ready to retire, since they no longer fulfill their intended function – and bring a number of unintended challenges.New CFPB Rule Could Curb Payday Loan IndustryReutersThe CFPB released a new regulation that could put a chill on revenues for the $6 billion payday loan industry. The rule requires lenders to determine if borrowers can repay their debts and caps the number of loans lenders can make to a borrower. If this regulation survives challenges in Congress and in court, it could be a boon for consumers and conventional lenders alike. continue reading »
(WBNG) — The Broome County Health Department has issued two more public health alerts Thursday. Additionally, the health department says a person who was at Manni’s Donuts and Diner in Binghamton also tested positive for the virus. Earlier Thursday, the health department warned of people testing positive who were at a church service and at Olive Garden. The Tioga County Health Department is alerting people that several people tested positive for the virus after attending a wedding and dinner. If you were at Pete’s from 12 to 1 p.m. on July 10, the department asks you self-quarantine until July 24. If you were at Manni’s on July 14 from 7:45 to 8:30 a.m. the health department ask you self-quarantine until July 28. The department says a person who was at Pete’s Legacy Diner in Vestal has tested positive for the virus.
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Ellerbe confirmed to ESPN that Floyd’s family had accepted Mayweather’s offer to pay for funeral services.”He’ll probably get mad at me for saying that, but yes, [Mayweather] is definitely paying for the funeral,” Ellerbe said.Mayweather “has done these kind of things over the last 20 years,” added Ellerbe, who said that the former five-division world champion — who retired in 2017 with a 50-0 record — didn’t want to talk about his gesture himself.The lawyer for Floyd’s family said Monday that a funeral will be held on June 9 in Houston. Retired ring great Floyd Mayweather will pay for the funeral services for George Floyd, Mayweather Promotions chief executive Leonard Ellerbe told ESPN on Monday.George Floyd died last week after a Minneapolis policeman knelt on the 46-year-old man’s neck for almost nine minutes. Floyd, who was handcuffed, became unresponsive after almost three minutes.The death of the unarmed black man while in police custody has ignited violent reactions across America. Before that, the family will hold a memorial service in Minneapolis on Thursday and a memorial service on Saturday in North Carolina, where Floyd was born.An official autopsy released Monday found that Floyd died in a homicide involving “neck compression.”Police officer Derek Chauvin has been charged with third degree murder and one count of negligent manslaughter in Floyd’s death. Topics :
Carseldine Gardens is giving a new lease on life to an old retirement village.“Our clients are mostly mum and dad investors looking to purchase property in self-managed super funds,” Mrs Mladenovic said.“They are looking for affordable property that is de-risked with positive cash flow and other good investment credentials like strong occupancy rates.More from newsMould, age, not enough to stop 17 bidders fighting for this home3 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor3 hours ago“Carseldine Gardens ticks all of those boxes and we feel confident recommending this offering to our clients.”Jesenko Jovic, father of two and a bus driver of 14 years, decided to future proof by buying a two-bedroom villa in Carseldine Gardens.“I wanted to do something with my super so thought that it was a good idea, I did some research and my friends have had a good experience there,” Mr Jovic said.Mr Jovic purchased a two-bedroom villa for $307,500, which is cash positive from day one with at least a one-year, seven per cent rental guarantee. Carseldine Gardens is giving a new lease on life to an old retirement village.“It was a good opportunity, at a good price and from the very beginning there will be cash flow from day one, and it’s in a good area,” Mr Jovic said.Colliers International’s Rachel Hutson said they had also experienced a lot of interest from local residents looking to secure an affordable property that delivers cash flow today, and a low maintenance living option for the future.“The affordability at Carseldine Gardens has allowed buyers to secure a low maintenance villa at a lower price to what they are selling their home for, giving them security and some money left over to fund their retirement,” Ms Hutson said.According to Andrew Roubicek of Colliers International, no other project in the surrounding area is able to offer a proven investment with sub $300,000 entry prices, tenants, an on-site manager already in place and yields averaging over six per cent.“By comparison, Urbis is tracking the median unit price in Carseldine as $403,000 and the rental yield at around 5 per cent. This is a safe investment option considering the average term of occupancy of the current tenants is 4.5 years and average vacancy rate over the past 5 years has been below 2 per cent.”Second release at Carseldine Gardens is now available with one-bedroom villas selling from $272,500 and 2 bedroom villas selling from $282,500, providing rental returns of up to 6.68 per cent. Jesenko Jovic has bought into Carseldine Gardens as a strong investment strategy and possible future retirement home.MUM and dad investors have spied a gap in the market and are cashing in, snapping up investment apartments on Brisbane’s north side. Carseldine Gardens, a $40 million established community in North Brisbane, has one and two bedroom villas with renters mainly an older demographic.Almane Group professional advisers Marija Mladenovic and Alen Damjanovic said the villas, managed on-site by Liberty Senior Living, were giving local investors and self-managed super funds the perfect cash flow opportunity.
Spectators will continue to be banned in the city of Gwangju and nearby South Jeolla Province towns, which have elevated their social distancing measures following a rise in transmissions in recent weeks. SEOUL, South Korea – South Korea will allow baseball fans to return to the stands beginning Sunday as health authorities outlined a phased process to bring back spectators in professional sports amid the COVID-19 pandemic. Senior Health Ministry official Yoon Tae-ho during a virus briefing yesterday also said fans will be allowed at professional soccer games starting on August 1. However, professional golf tournaments will continue without galleries at least until late August, he said. South Korea’s baseball and soccer leagues returned to action in May without fans in the stands. (AP) Both baseball and soccer teams will be initially allowed to sell only 10% of the seats for each game as officials plan to control the level of attendance based on the progress of anti-virus efforts. A banner about precautions against the coronavirus disease is displayed at a park in Goyang, South Korea yesterday. The banner reads: “Wash hands and wear face masks.” AP